/* Start custom CSS for html, class: .elementor-element-0c78350 */.em-guard{--eg-text:#182235;--eg-muted:#5f6b79;--eg-line:#dfe5ec;--eg-soft:#f5f7fa;--eg-white:#fff;--eg-dark:#111827;--eg-accent:#f59e0b;--eg-green:#16794a;--eg-green-soft:#eaf8f0;--eg-blue:#2563eb;--eg-blue-soft:#eff6ff;--eg-red:#b42318;--eg-red-soft:#fff1ef;max-width:1180px;margin:0 auto;color:var(--eg-text);font-family:inherit;font-size:17px;line-height:1.72}.em-guard *,.em-guard *::before,.em-guard *::after{box-sizing:border-box}.em-guard p{margin:0 0 18px}.em-guard h1,.em-guard h2,.em-guard h3{color:var(--eg-dark);line-height:1.24;letter-spacing:-.02em}.em-guard h1{max-width:1040px;margin:17px 0 21px;color:var(--eg-white);font-size:clamp(34px,5vw,58px)}.em-guard h2{margin:0 0 22px;font-size:clamp(28px,3.5vw,40px)}.em-guard h3{margin:0 0 12px;font-size:21px}.em-guard a{color:inherit}.em-guard__hero{position:relative;overflow:hidden;padding:clamp(34px,6vw,72px);border-radius:28px;background:radial-gradient(circle at 88% 10%,rgba(245,158,11,.42),transparent 35%),linear-gradient(135deg,#111827 0%,#273247 58%,#111827 100%);box-shadow:0 24px 70px rgba(17,24,39,.2)}.em-guard__hero::before{content:"";position:absolute;top:-155px;right:-100px;width:390px;height:390px;border:1px solid rgba(255,255,255,.14);border-radius:50%}.em-guard__hero::after{content:"";position:absolute;right:78px;bottom:-230px;width:275px;height:455px;border:20px solid rgba(255,255,255,.045);border-radius:150px;transform:rotate(34deg)}.em-guard__hero>*{position:relative;z-index:1}.em-guard__eyebrow,.em-guard__cta-label{display:inline-flex;min-height:34px;align-items:center;padding:6px 13px;border-radius:999px;background:rgba(245,158,11,.17);color:#ffdc94;font-size:13px;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.em-guard__lead{max-width:980px;margin-bottom:27px;color:#e5ebf2;font-size:clamp(18px,2vw,22px);line-height:1.65}.em-guard__tags{display:flex;flex-wrap:wrap;gap:10px}.em-guard__tags span{padding:8px 13px;border:1px solid rgba(255,255,255,.18);border-radius:999px;background:rgba(255,255,255,.08);color:var(--eg-white);font-size:14px;font-weight:700}.em-guard__answer{margin:27px 0;padding:23px 25px;border-left:5px solid var(--eg-green);border-radius:0 17px 17px 0;background:var(--eg-green-soft)}.em-guard__answer strong,.em-guard__notice strong{display:block;margin-bottom:7px;color:var(--eg-dark);font-size:19px}.em-guard__answer p:last-child,.em-guard__notice p:last-child{margin-bottom:0}.em-guard__alert{display:grid;grid-template-columns:54px minmax(0,1fr);gap:17px;margin:27px 0;padding:23px 25px;border:1px solid #f4c8c3;border-radius:19px;background:var(--eg-red-soft)}.em-guard__alert-icon{display:grid;width:46px;height:46px;place-items:center;border-radius:14px;background:var(--eg-red);color:#fff;font-size:22px;font-weight:900}.em-guard__alert strong{display:block;margin-bottom:7px;color:var(--eg-red);font-size:18px}.em-guard__toc{margin:27px 0;padding:22px;border:1px solid var(--eg-line);border-radius:20px;background:#fff;box-shadow:0 10px 35px rgba(17,24,39,.06)}.em-guard__toc>strong{display:block;margin-bottom:14px;font-size:18px}.em-guard__toc-links{display:flex;flex-wrap:wrap;gap:9px}.em-guard__toc-links a{padding:8px 12px;border-radius:10px;background:var(--eg-soft);font-size:14px;font-weight:700;text-decoration:none;transition:.2s}.em-guard__toc-links a:hover,.em-guard__toc-links a:focus{background:var(--eg-accent);color:var(--eg-dark)}.em-guard__section{padding:clamp(35px,5vw,61px) 0;border-bottom:1px solid var(--eg-line);scroll-margin-top:100px}.em-guard__section>p,.em-guard__section>ul,.em-guard__section>ol{max-width:1040px}.em-guard__table-wrap{width:100%;margin:25px 0;overflow-x:auto;border:1px solid var(--eg-line);border-radius:18px;background:#fff;box-shadow:0 10px 30px rgba(17,24,39,.05);-webkit-overflow-scrolling:touch}.em-guard__table{width:100%;min-width:850px;margin:0;border-collapse:collapse}.em-guard__table--wide{min-width:1020px}.em-guard__table th,.em-guard__table td{padding:17px 18px;border:0;border-bottom:1px solid var(--eg-line);text-align:left;vertical-align:top}.em-guard__table th{background:var(--eg-dark);color:#fff;font-size:14px;font-weight:800}.em-guard__table tbody tr:nth-child(even){background:#fafbfc}.em-guard__table tbody tr:last-child td{border-bottom:0}.em-guard__cards,.em-guard__cost-grid,.em-guard__docs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:27px 0}.em-guard__cost-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.em-guard__cards article,.em-guard__cost-grid article{padding:24px;border:1px solid var(--eg-line);border-radius:19px;background:linear-gradient(145deg,#fff 0%,#f7f9fb 100%);box-shadow:0 8px 26px rgba(17,24,39,.04)}.em-guard__cards article>span{display:inline-block;margin-bottom:12px;padding:6px 10px;border-radius:999px;background:var(--eg-blue-soft);color:var(--eg-blue);font-size:13px;font-weight:900;text-transform:uppercase}.em-guard__cards strong,.em-guard__cost-grid strong{display:block;margin-bottom:8px;color:var(--eg-dark);font-size:19px}.em-guard__cards p:last-child,.em-guard__cost-grid p:last-child{margin-bottom:0}.em-guard__check-list{display:grid;gap:11px;margin:22px 0 27px;padding:0;list-style:none}.em-guard__check-list li{position:relative;padding-left:33px}.em-guard__check-list li::before{content:"✓";position:absolute;top:1px;left:0;display:grid;width:22px;height:22px;place-items:center;border-radius:50%;background:var(--eg-green-soft);color:var(--eg-green);font-size:13px;font-weight:900}.em-guard__levels{display:grid;gap:14px;margin:27px 0}.em-guard__levels article{display:grid;grid-template-columns:52px minmax(0,1fr);gap:17px;padding:20px;border:1px solid var(--eg-line);border-radius:17px;background:#fff}.em-guard__levels article>span{display:grid;width:44px;height:44px;place-items:center;border-radius:12px;background:var(--eg-accent);color:var(--eg-dark);font-size:13px;font-weight:900}.em-guard__levels strong{display:block;margin-bottom:5px;color:var(--eg-dark);font-size:18px}.em-guard__levels p:last-child{margin-bottom:0}.em-guard__notice{margin:27px 0;padding:22px 24px;border-left:5px solid var(--eg-accent);border-radius:0 16px 16px 0;background:#fff8e8}.em-guard__notice--blue{border-left-color:var(--eg-blue);background:var(--eg-blue-soft)}.em-guard__flow{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;margin:27px 0}.em-guard__flow article{padding:20px;border:1px solid var(--eg-line);border-radius:17px;background:var(--eg-soft)}.em-guard__flow span{display:grid;width:38px;height:38px;margin-bottom:13px;place-items:center;border-radius:11px;background:var(--eg-accent);font-weight:900}.em-guard__flow strong{display:block;margin-bottom:8px;color:var(--eg-dark)}.em-guard__inline-link{display:inline-flex;align-items:center;margin:3px 0 20px;padding:10px 14px;border-radius:11px;background:var(--eg-blue-soft);color:var(--eg-blue);font-weight:800;text-decoration:none}.em-guard__inline-link:hover{text-decoration:underline}.em-guard__compare{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:27px 0}.em-guard__compare article{padding:25px;border:1px solid var(--eg-line);border-radius:19px;background:#fff}.em-guard__compare article>span,.em-guard__scenario-grid article>span{display:inline-block;margin-bottom:13px;padding:6px 10px;border-radius:999px;background:var(--eg-blue-soft);color:var(--eg-blue);font-size:13px;font-weight:900;text-transform:uppercase}.em-guard__compare strong{display:block;margin-bottom:10px;color:var(--eg-dark);font-size:21px}.em-guard__compare ul,.em-guard__scenario-grid ul{margin:0;padding-left:21px}.em-guard__compare li,.em-guard__scenario-grid li{margin-bottom:8px}.em-guard__scenario-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:27px 0}.em-guard__scenario-grid article{padding:25px;border:1px solid var(--eg-line);border-radius:19px;background:#fff}.em-guard__mistakes{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:27px 0}.em-guard__mistakes article{position:relative;padding:22px 22px 22px 75px;border:1px solid var(--eg-line);border-radius:18px;background:linear-gradient(145deg,#fff 0%,#f8f9fb 100%)}.em-guard__mistakes article>span{position:absolute;top:20px;left:20px;display:grid;width:40px;height:40px;place-items:center;border-radius:12px;background:var(--eg-red-soft);color:var(--eg-red);font-size:13px;font-weight:900}.em-guard__mistakes h3{margin-bottom:7px;font-size:19px}.em-guard__docs article{padding:21px 23px;border-left:4px solid var(--eg-accent);border-radius:0 15px 15px 0;background:var(--eg-soft)}.em-guard__docs strong{display:block;margin-bottom:6px;color:var(--eg-dark);font-size:18px}.em-guard__small{color:var(--eg-muted);font-size:15px}.em-guard__faq{display:grid;gap:12px}.em-guard__faq details{overflow:hidden;border:1px solid var(--eg-line);border-radius:16px;background:#fff}.em-guard__faq summary{position:relative;padding:19px 56px 19px 21px;color:var(--eg-dark);font-weight:800;cursor:pointer;list-style:none}.em-guard__faq summary::-webkit-details-marker{display:none}.em-guard__faq summary::after{content:"+";position:absolute;top:50%;right:19px;display:grid;width:29px;height:29px;transform:translateY(-50%);place-items:center;border-radius:50%;background:var(--eg-soft);font-size:21px}.em-guard__faq details[open] summary{background:#fffaf0}.em-guard__faq details[open] summary::after{content:"−";background:var(--eg-accent)}.em-guard__faq details>div{padding:0 21px 5px;color:var(--eg-muted)}.em-guard__related{padding:clamp(35px,5vw,59px) 0}.em-guard__related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.em-guard__related-grid a{display:flex;min-height:180px;flex-direction:column;justify-content:space-between;padding:24px;border:1px solid var(--eg-line);border-radius:18px;background:#fff;text-decoration:none;box-shadow:0 10px 30px rgba(17,24,39,.05);transition:.2s}.em-guard__related-grid a:hover{transform:translateY(-3px);border-color:var(--eg-accent)}.em-guard__related-grid strong{display:block;margin-bottom:14px;color:var(--eg-dark);font-size:20px}.em-guard__related-grid span{color:var(--eg-muted)}.em-guard__cta{margin-top:18px;padding:clamp(32px,6vw,66px);border-radius:27px;background:radial-gradient(circle at 90% 12%,rgba(245,158,11,.32),transparent 36%),var(--eg-dark);color:#fff}.em-guard__cta h2{max-width:900px;margin:14px 0 18px;color:#fff}.em-guard__cta p{max-width:940px;color:#dbe2eb}.em-guard__cta-actions{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 18px}.em-guard__button{display:inline-flex;min-height:52px;align-items:center;justify-content:center;padding:13px 23px;border:2px solid transparent;border-radius:13px;font-weight:800;text-decoration:none;transition:.2s}.em-guard__button:hover{transform:translateY(-2px)}.em-guard__button--primary{background:var(--eg-accent);color:var(--eg-dark)}.em-guard__button--secondary{border-color:rgba(255,255,255,.33);background:rgba(255,255,255,.08);color:#fff}.em-guard__cta-note{margin-bottom:0;font-size:14px}.em-guard a:focus-visible,.em-guard summary:focus-visible{outline:3px solid rgba(37,99,235,.38);outline-offset:3px}@media(max-width:1080px){.em-guard__cost-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.em-guard__flow{grid-template-columns:repeat(3,minmax(0,1fr))}.em-guard__cards,.em-guard__docs,.em-guard__mistakes,.em-guard__related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:780px){.em-guard__compare,.em-guard__scenario-grid{grid-template-columns:1fr}}@media(max-width:700px){.em-guard{font-size:16px}.em-guard__hero,.em-guard__cta{margin-right:-10px;margin-left:-10px;border-radius:20px}.em-guard__alert{grid-template-columns:1fr}.em-guard__cost-grid,.em-guard__flow,.em-guard__cards,.em-guard__docs,.em-guard__mistakes,.em-guard__related-grid{grid-template-columns:1fr}.em-guard__toc-links{flex-direction:column}.em-guard__toc-links a{width:100%}.em-guard__table{min-width:810px}.em-guard__table--wide{min-width:980px}.em-guard__cta-actions{flex-direction:column}.em-guard__button{width:100%}.em-guard__related-grid a{min-height:auto}}@media(max-width:480px){.em-guard h1{font-size:32px}.em-guard h2{font-size:27px}.em-guard h3{font-size:20px}.em-guard__hero,.em-guard__cta{padding:28px 20px}.em-guard__levels article{grid-template-columns:1fr}.em-guard__mistakes article{padding:74px 19px 19px}.em-guard__mistakes article>span{top:18px;left:19px}}@media(prefers-reduced-motion:reduce){.em-guard__toc-links a,.em-guard__related-grid a,.em-guard__button{transition:none}.em-guard__related-grid a:hover,.em-guard__button:hover{transform:none}}/* End custom CSS */